Common carrier tax questions
Your guide for this upcoming tax season.
1099 forms are federal income tax information forms used to report earnings and proceeds other than wages, salaries, and tips (which are reported on the federal W-2 form). The forms are filed with the US Internal Revenue Service (IRS) and, if required, state tax departments. Forms must be delivered to recipients by January 31st and can be postal mailed or sent via paperless delivery.
What is Stripe Express, and how do I access it?
Stripe Express allows you to update your tax information, manage tax forms, and track your earnings. If you’re working with Mothership and earned $600 or more (within the calendar year in the US), Stripe will send an email inviting you to create an account and log in to Stripe Express.
If you’d like to download the Stripe Express app, you can do so here:
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Android: Not available
However, you don’t need to download the app. You can use either the web-based portal or the Stripe Express app to access your account and tax information.
Which email address does Stripe use to send Stripe Express invitations?
Stripe uses the email information associated with your Mothership account to send you an invitation to sign up for Stripe Express.
If you’re unable to find that email, head to this Stripe Support site page where you can request a new link to be sent to your email. If you still are not able to locate your invite email, please reach out to Mothership support for help updating your email address and getting a new invite email.
I no longer have access to the phone number I signed up with. How do I log in to my Stripe Express account?
If you’ve lost or updated your phone number, you can select the “I no longer have access to this phone number” option during login or account creation to authenticate via email and change your phone number.
I earned enough to need a 1099 form in 2023. Why haven’t I received an email from Stripe?
If you earned enough to need a 1099 form in 2023, you should have received an email from Stripe by mid-January 2024. Emails for pre-filing confirmation will be sent out starting Nov 1, 2023 - this is separate from the email you’ll receive when your form is filed by Mothership in January.
If you can’t find an email from Stripe, it’s possible that:
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They may be in your spam/junk mail folder. Please search your inbox for an email titled: “Get your Mothership 2023 tax forms faster by enabling e-delivery”.
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Mothership does not have your most current email address on file. Please check any other email addresses you may have used to sign up for Mothership, or reach out to Mothership to update your email and have an invite email sent to you.
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The email address associated with your Mothership account is incorrect, missing, or unable to receive mail.
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Mothership has chosen to postal deliver forms to you. If you haven’t received an email from Stripe or a 1099 in the mail, please reach out to Mothership to get a copy of your tax forms.
You may not have received an invitation for other reasons, such as:
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You earned less than the threshold for your form type.
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Your email address on file is incorrect, missing, or unable to receive email.
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Your specific account is unsupported on Stripe Express (in uncommon situations where multiple users are sharing the same account, or the same email address is being used on more than 20 accounts)
Will I receive a 1099 form?
If you earned less than $600 over the course of the year, you may not receive a 1099 form and one won’t be generated for you unless you meet a threshold in your state. If your state has a filing threshold lower than $600, you might receive a 1099 form.
You can check your state’s requirements here: View 1099 state requirements.
When will I receive my 1099?
Your 1099 tax form will be sent to you by January 31st, 2024 (note: paper forms delivered by postal delivery might take up to 10 additional business days).
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Starting November 1st, 2023: Stripe will email you instructions on how to set up e-delivery and create a Stripe Express account. If you haven’t already, you’ll need to complete these steps to access your 1099 tax form electronically.
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Before mid-January: Confirm your tax information (e.g., name, address, and SSN or EIN) is correct via Stripe Express.
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By January 31st, 2024:
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Your 1099 tax form will be available to download through Stripe Express.
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Your 1099 tax form will be mailed to you if you don’t receive an email from Stripe or don’t consent to e-delivery. Please allow up to 10 business days for postal delivery.
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Mothership will file your 1099 tax form with the IRS and relevant state tax authorities.
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April 15, 2024: IRS deadline to file taxes. You’ll need your 1099 tax form to file your taxes.
In January, we strongly suggest that you make sure all of your tax filing details and delivery preferences are up to date in Stripe Express. Your name, address, and Taxpayer Identification Number (Social Security Number/Employer Identification Number) are of primary importance.
How do I update my tax information?
Open the email from Stripe and click on the “Get started” button, which will prompt you to create a Stripe Express account. After you create an account, you’ll be able to review your tax information (e.g., name, address, and SSN or EIN) and make any necessary changes via Stripe Express. Please update your information no later than mid-January 2024.
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Please note: If you don’t agree to paperless delivery by mid-January 2024, we’ll automatically mail your 1099 tax form to the address on file, so it’s critical that your information is current, correct, and complete.
You may find that your 1099 tax form reports your SSN and you want to use your EIN (or vice-versa). If that’s the case, you’ll want to reach out to Mothership to update your legal entity information.
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Please note: If you’re operating as an individual, Sole Proprietorship, or Single Member LLC, the IRS will expect to see the individual owner’s Name and SSN (as opposed to Business Name and EIN) reported on your 1099 tax form.
Why is Stripe requesting personal information like my Social Security Number?
Your SSN, EIN, or ITIN is required to file your 1099 tax form with the IRS and relevant state tax authorities.
Is my tax information secure?
Stripe’s security tools and best practices ensure that your sensitive information is safely stored and encrypted. Learn more about the safeguards we’ve put in place to protect your information. Please make sure to keep your login credentials for Stripe Express secure.
How can I download my 1099 tax form?
If you create a Stripe Express account and agree to paperless delivery, Stripe will email you to let you know when your 1099 tax form is available for download via Stripe Express. If you don’t agree to paperless delivery, Stripe will mail you a paper copy of your 1099 tax form instead.
How do I get a corrected 1099 tax form?
If you feel you need corrections made to a 1099 tax form that has already been ‘Filed’, use the edit option in the Tax Forms page of Stripe Express. Information you edit will not appear in the 1099 tax form in the Stripe Express dashboard but it is shared with Mothership. You should reach out to Mothership after you’ve made the edits you want and they can assist you with a correction. Once Mothership ‘files’ your correction, you will be notified via email and you will see a new 1099 tax form appear in the Stripe Express dashboard.
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Please note that it can take up to 72 hours after the Mothership files the correction for you to be notified.
How do I get into my Stripe Express account?
You can log in to your account by visiting connect.stripe.com/express_login, where you’ll be prompted for your email address and 6-digit phone verification code to log in. If you don’t remember the email address that you signed up with, check your inbox for past emails that we sent about confirming your tax information for paperless delivery.
How do I access tax forms from previous years?
If you were eligible for a 1099 tax form in previous years, you can use the dropdown menu in Stripe Express to change the year and view prior years’ tax forms.
Note: Prior to 2023, the reporting threshold for 1099-K tax forms was $20,000 and 200 transactions.
How do I get in touch with Stripe for more help?
If you have a question that isn’t answered here, we recommend looking through the 1099 tax forms or Stripe Express resource pages. If you still need help, please contact Stripe support.